Loan Officer Job at guzzoandco, Huntersville, NC

Y2RncmNvWXZhd3RxbXhsT2poeE5sUWZGQlE9PQ==
  • guzzoandco
  • Huntersville, NC

Job Description

Job Overview

We are in search of a competent Loan Officer to be a part of our Loans Department. Your primary role will be to evaluate, authorize the approval or deny the loan application for businesses or entrepreneurs.

As a Loan Officer, you will be acting as a liaison between our financial institution and our clients. You will help qualified applicants obtain loans in a timely and hassle-free manner. You should possess amazing communication skills to explain the loan application process to the desired applicants in a simple way. You should be prompt at answering questions and solving their queries.

You should be reliable when it comes to evaluating the credit values and interviewing the loan applicants. If you think you have the required knowledge and desired experience, you can send in your applications to us. Avail this incredible opportunity to boost your career prospects as a Loan Officer.

Responsibilities

  • Research and evaluate the financial status of the person applying for a loan.
  • Evaluate the credit value by processing the loan applications and documents within particular limits.
  • Interview the loan applicants to determine their financial eligibility and prepare the feasibility report for granting loans.
  • Determine all applicable metrics and ratios and set up debt payment plans.
  • Communicate with the clients to provide information and to forward their loan requests.
  • Approve loans for eligible applicants and reject the ones who are not eligible. Justify the approvals/rejection decisions by filing reports about the same.
  • Complete loan agreements and counsel clients on limitations and policies.
  • Have an excellent understanding of the different types of loans and other financial services.
  • Maintain and update loan files and accounts records.

Requirements

  • Bachelors’ degree in Economics, Finance or a related field.
  • Proven work experience as a Loan Officer or in Finance Industry.
  • Excellent knowledge of computers and banking programs/applications.
  • Outstanding interpersonal and communication skills.
  • Excellent Sales and Marketing skills will be an added advantage.
  • Sound understanding of direct and indirect lending practices and products.
  • Excellent knowledge of the current affairs of the real estate industry.
  • Outstanding customer service skills.
  • Exceptional time management skills.

Job Tags

Full time, Work experience placement,

Similar Jobs

Engineers and Constructors International Inc.

Refinery Process Corrosion Engineer Job at Engineers and Constructors International Inc.

 ...We are searching for a highly motivated Refinery Process Corrosion Engineer to join our clients Technical Services Corrosion Team. Our client is a leading company in the refining industry, committed to excellence and innovation while ensuring the mechanical integrity... 

Sutter Health

Sterile Processing Technician II Job at Sutter Health

 ...Position Overview:**Competently performs standardized instrument processing and decontamination to prevent the spread of infection,...  ...education and technical competence to execute safe and precise sterilization procedures. Adheres to all local/state/federal regulations,... 

Lensa

Investment Analyst - Municipals Job at Lensa

 ...flexibility in the opening, and we are evaluating individuals from entry to experienced levels. Principal Duties And Responsibilities Credit Review...  ...Job Specifications ~ Minimum Bachelor's degree required; MBA and/or CFA credentials preferred ~2+ years relevant work... 

Get It - Marketing

Insurance Sales Superstar - Remote | WFH Job at Get It - Marketing

Remote Insurance Sales Representative Are you a driven and customer...  ...from the comfort of your own home? We're looking for a Remote...  ...you to connect with clients nationwide, providing expert guidance and...  ...A collaborative and positive work environment where your contributions... 

GolfJobs

Assistant Men's Golf Coach Job at GolfJobs

Share this job:Assistant Men's GolfCoach 7 May 2025Category: Golf Coach JobsCountry: USAState: TennesseeApply for this job.Click the button below to apply for this job.Apply NowAlready have an account? Log in firstAssistant Mens Golf CoachUniversity...