Consumer underwriter Job at HCL Technologies Limited Business Services, Tampa, FL

ZHRVcWQ0RXFiQTV1bHhWS2loQkprd3ZPQXc9PQ==
  • HCL Technologies Limited Business Services
  • Tampa, FL

Job Description

Job Description:

Under Writing Job Description

THIS ROLE WILL REQUIRE A CREDIT CHECK AND DRUG TEST.

100% IN PERSON ROLE ONSITE

Purpose of Job: We are currently seeking talented Consumer Lending Underwriter.

Responsible for rendering decisions on loan applications based on established criteria and determine risk associated with borrower based on profile and parameters.

Communicate decisions that most effectively mitigate credit risks, including data integrity and validity of information submitted.

Applies understanding of established guidelines and all other regulatory requirements when evaluating loan attributes while utilizing prudent underwriting judgment and experience.

Responsibilities: Works under moderate supervision; acquires and applies maturing knowledge of the business, its products, and processes.

Evaluate and verify applications – determining whether or not borrower will be able to repay the loan.

Verify income and employment information, review credit history and calculate the value of the borrower’s collateral and assets Once the application has been evaluated and the degree of risk has been assessed, document the reasons for approval or denial of the loan and add the documentation to the loan file.

Preferred: Maintains knowledge of secondary market activity, and business/industry practices as they impact underwriting quality and origination activity.

Skills Required: Must have excellent writing and comprehension skills. Must have excellent decision-making skills that are backed by relevant details and research.

Preferable to have good analytical and audit skills. Preferable to have knowledge pertaining to the regulations governing mortgage lending. Preferable to have logical reasoning skills Preferable to handle stress and meet deadlines. Preferable to pay close attention to detail. Prior experience in a Chat based process is preferable but not mandatory Minimum Requirements Bachelor's degree or equivalent work experience.

HCL is an equal opportunity employer, committed to providing equal employment opportunities to all applicants and employees regardless of race, religion, sex, color, age, national origin, pregnancy, sexual orientation, physical disability or genetic information, military or veteran status, or any other protected classification, in accordance with federal, state, and/or local law. Should any applicant have concerns about discrimination in the hiring process, they should provide a detailed report of those concerns to secure@hcltech.com for investigation.

A candidate’s pay within the range will depend on their skills, experience, education, and other factors permitted by law. This role may also be eligible for performance-based bonuses subject to company policies. In addition, this role is eligible for the following benefits subject to company policies: medical, dental, vision, pharmacy, life, accidental death & dismemberment, and disability insurance; employee assistance program; 401(k) retirement plan; 10 days of paid time off per year (some positions are eligible for need-based leave with no designated number of leave days per year); and 10 paid holidays per year.

Job Type: Full-time

Pay: $55,000.00 - $65,000.00 per year

Benefits:

  • 401(k)
  • 401(k) matching
  • Dental insurance
  • Flexible spending account
  • Health insurance
  • Health savings account
  • Life insurance
  • Paid time off
  • Vision insurance

Schedule:

  • 8 hour shift

Ability to Commute:

  • Tampa, FL 33680 (Required)

Work Location: In person

Job Tags

Holiday work, Full time, Work experience placement, Local area, Flexible hours, Shift work,

Similar Jobs

Hartgrove Behavioral Health System

CLINICAL DOCUMENTATION SPECIALIST (DENIAL MANAGEMENT) - Full Time (HYBRID) Job at Hartgrove Behavioral Health System

 ...Behavioral Health System consists of a 160-bed leading psychiatric hospital dedicated to providing quality behavioral health services for a...  ...information, national origin, disability status, protected veteran status or any other characteristic protected by federal, state... 

Singtel Group

Data Science (Singtel Internship Programme, May 2025) #GeneralInternship Job at Singtel Group

 ...The position is available for a full-time internship starting in May 2025, with a duration...  ...to 1 year. Make An Impact By Data Collection and Cleaning: Gather data from...  ...: Currently pursuing a degree in Data Science, Computer Science, Statistics, or a related... 

Get It - Healthcare

RN Triage Nurse - Remote Job at Get It - Healthcare

Are you a skilled and compassionate RN looking for a rewarding remote opportunity? We are a rapidly growing triage service seeking experienced nurses with both pediatric and adult care backgrounds to join our dedicated team. Why Join Us? Work from the comfort of your... 

BD (Becton, Dickinson and Company)

Staff Specialist Regulatory Affairs - Hybrid Job at BD (Becton, Dickinson and Company)

 ...us.**Overview**As Staff Specialist, Regulatory Affairs, you will develop and implement medical...  ...with FDA and/or notified body at reviewer level. Participate in negotiations and...  ...of associates' progress, ranging from entry level to experts in their field, and talent... 

The Cole Family of Harley-Davidson Dealerships

Delivery Driver - Shallotte, NC Job at The Cole Family of Harley-Davidson Dealerships

 ...Delivery Driver/Shipping and Receiving - Part Time Location: Harley-DavidsonShallotte, NC Our family of Harley-Davidson dealerships...  ...and pick up route for the day. Loads delivery vehicle with bikes scheduled for delivery. Delivers bikes to dealerships...